Tulsa Mortgages

HARP Refinance Loans

Image 135 - Fannie:Freddie LogoHARP Refinance Loans

The Home Affordable Refinance Program (HARP) may be the perfect option to stream-line a refinance and not have to evidence income or get the property appraised.  To use it you must have less than 20% equity in your home, have perfect mortgage payment history over the last six months and your loan must have been securitized prior to June 1, 2009.

Also called #MyRefi, HARP 3 was part of the 2012 State of the Union Address and the The Responsible Homeowner Refinance Act of 2013 (H.R. 736, S. 249). Still in committee, HARP 3 hopes to help homeowners who are not currently back by conforming lenders Freddy Mac or Fannie Mae.  As well as helping homeowners who have sub-prime, non conforming, stated income and Alt-A mortgages, HAPR 3 is also expected to help jumbo mortgage holders.

To receive updates on HARP 3 contact us.

To apply for a refinance click here.

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